Junior Credit Analyst

Are you newly graduated or have worked a couple of years as a Credit Analyst? We are looking for a Junior Credit Analyst to join our Credit team in Stockholm. 

JOB DESCRIPTION
In the role as Junior Credit Analyst you will work closely with the commercial side supporting Bambora’s growth and value creation ambitions. The Credit function is responsible for ensuring that Bambora is in good control of the credit risks associated with the card acquiring product, as well as managing and continuously developing credit risk models and policies. 

As a Junior Credit Analyst you will prepare credit memos and annual reviews of counterparties to assess their credit quality and to recommend appropriate credit limits, terms and conditions, and present to the Group Risk Committee for decision. The underwriting process includes analyzing financial statements (P&L, BS and CF), reviewing the client’s business risk, industry dynamics and competitive environment. Furthermore, you will work closely with the sales organization and attend meetings with our customers.

Responsibilities with the role

  • Carrying out (annual/periodic) credit reviews of assigned limits and recommend risk class, changes in limit and collateral setup based on the outcome of the analysis
  • Conduct full credit assessment of new prospects
  • Being well prepared and perform credible presentations in the credit committee
  • Supporting the Boarding & Activation team as well as Sales in credit-related matters

CHARACTERISTICS

  • You are result oriented and diligent with a strong ability to prioritize work in a fast paced and changing environment
  • You have a good sense of responsibility and always strive for perfection and deliver simplicity
  • You have previous experience with credit assessment, including assessing financial statements and business risk profiles

QUALIFICATIONS

  • A degree in finance, accounting or similar
  • Analytical experience related to commercial credit assessment, understanding of financial statements and accounting concepts
  • Strong communication skills – orally as well as written/reports – in English (Swedish is desirable but not essential)
  • Excelling in Excel and used to work data driven

Please send us your job application and CV as soon as possible as we are reviewing all applications consecutively. We can’t wait to hear more about your passions and skills! 

About Bambora 
Bambora is a global payments company that is dedicated to making payments easier, both for businesses and consumers. Founded in 2015, Bambora has challenged the payment industry by offering merchants everything they need to accept payment, either in-store or online, in one package with transparent pricing.

Today, Bambora helps over 125 000 merchants in 65 different countries accept payments, and 3 000 new merchants join every month. Bambora handles transactions worth 55 billion euros annually, and since 2017, Bambora is part of Ingenico Group, one of the world’s largest payment companies.

Or, know someone who would be a perfect fit? Let them know!

Stockholm

Vasagatan 16
SE-111 20 Stockholm Directions

OUR VALUES: The 4B´s


Be bold

We encourage all employees to make decisions and stand confidently behind them.

Be passionate

We’re excited about the future of our business and the commitment it will take to build it.


Be collaborative

We embrace our partners and work together to find solutions that are beneficial to all.


Be responsible

We accept full responsibility for our role in the world and the actions we inspire.

 

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email
@bambora.com
  • Anne McDonnell
  • Aurora Walker
  • Cathrine Damgaard Nielsen
  • Christian Nielsen
  • Christoffer Rutgersson
  • Claes Nyströmer
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